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Empty the Bank in Cobra Casino

Pragmatic Play's Empty the Bank is a high volatility slot where wins come less often but can be much bigger, featuring a respin bonus round with 96.48% RTP.

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Empty the Bank Explained

This is a high-stakes grid game about collecting cash

Five reels that grow bigger
Empty the Bank is a five-reel, four-row slot with a money theme from Pragmatic Play, released in 2021. The grid can expand through gameplay, and wins come less often but reach much higher values. You'll find a mix of symbols—Crown, Jewel sack, Gold bar, Cash, and Coins—spinning across 20 paylines. The Money Collect feature sits at the heart of the game, letting you gather cash during the bonus round, while Growing Reels expand your winning opportunities as special symbols land.
High volatility: bets and patience
This slot suits players hunting for occasional big wins and willing to accept longer stretches between them. High volatility means your bankroll needs breathing room, so starting with lower stakes like A$0.40 helps you play longer. If you prefer frequent wins or smaller, steadier payouts, Empty the Bank's pattern of rare but substantial wins may frustrate you. Players drawn to bonus rounds and the chance to build wins through collected symbols will find the gameplay rewarding.
Respins, grid growth and collected money
The Empty the Bank Respin round shapes almost everything about how a session unfolds. Triggered when three Bonus symbols land on reels one, three and five, or bought for 80 times your bet, this mode starts you with three respins on a four-by-five grid. Money symbols and special symbols like Drill, Hammer and Ladder appear; any hit resets your respins to three, and the grid expands as you collect them. The round ends when respins run out or special symbols fill the grid completely, then all your gathered Money values pay out together.
Game specs

Game setup and winning potential

Understand the game layout, payout rate and maximum wins before you spin

  1. 1

    Game studio: Pragmatic Play

    Pragmatic Play built this game with its signature mechanics and design quality.

  2. 2

    Return to player: 96.48%

    Over many spins, you see an average return of 96.48% of what you stake.

  3. 3

    Win frequency: High

    Wins arrive less often here, but when they land they can be much bigger.

  4. 4

    Playing field: 5x4

    Five reels and four rows give you 20 paylines where matching symbols pay out.

  5. 5

    Biggest win: x10 000

    The largest single payout is capped at ten thousand times your bet.

  6. 6

    Maximum payout: A$2 400 000

    At the highest bet allowed here, that maximum reaches two point four million dollars.

  7. 7

    Release date: 01/07/2021

    The game launched in mid-2021 and has been refined through player feedback since.

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Your path to payout

From bet to result: how Empty the Bank plays

You'll know exactly what happens from your first bet to when the round ends and your payout arrives.

  1. 1

    Set your stake and optional boost

    You pick your stake before each spin, choosing anywhere from A$0.20 to A$240. The grid shows 5 reels across 4 rows, and you can also activate the Ante Bet for A$0.50 extra per spin, which raises your bet by a quarter and changes how the game pays out.

  2. 2

    How many symbols make a win?

    Three or more matching symbols across the 20 paylines create a win. Most symbols need three of a kind, though the Crown pays from just two matches. When a win forms, the symbols disappear and new ones drop down, potentially creating more wins in the same spin.

  3. 3

    Empty the Bank Respin starts here

    Three Bonus symbols landing on reels 1, 3 and 5 simultaneously trigger the Empty the Bank Respin bonus. The grid expands to 4 rows by 5 reels to start, and you get 3 respins to fill it with special symbols. Hitting the Alarm symbol resets your respins to 4, giving you a second chance.

  4. 4

    Before and after: your safety tools

    Before you spin, Cobra Casino lets you set deposit limits, loss limits and session time reminders. You can also register with BetStop for national self-exclusion or contact Gambling Help Online if you need support.

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Empty the Bank base game and bonus screens

The layout shifts as you trigger features. Here's what appears on screen at each stage.

Base game with five reels and four rows
Spin
Base game with five reels and four rows
Bonus round with symbols collecting across the grid
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Bonus round with symbols collecting across the grid
Empty the Bank symbol values

The symbols that fill your wins

These payouts show what you win at an A$0.40 bet. More matching symbols across a line means a bigger payout.

  1. 1

    Crown

    2+ = A$0.10, 3+ = A$1, 4+ = A$2

  2. 2

    Money bag

    3+ = A$0.80, 4+ = A$2, 5+ = A$4

  3. 3

    Gold bar

    3+ = A$0.80, 4+ = A$1.60, 5+ = A$2

  4. 4

    Cash bundle

    3+ = A$0.40, 4+ = A$1.20, 5+ = A$2

  5. 5

    Coins

    3+ = A$0.40, 4+ = A$1.20, 5+ = A$1.60

  6. 6

    A

    3+ = A$0.20, 4+ = A$0.40, 5+ = A$1.20

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2 ways to trigger the respin

How you collect money in the bonus round

You want to know what happens when the bonus round starts and how symbols pay out

  1. 1

    Symbols that expand the grid and reset your respins

    Land 3 or more bonus symbols on reels 1, 3 and 5 to start the respin mode. The grid expands from 5x4 to hold special symbols as they land. You get 3 respins that reset each time a special symbol lands. Collecting 3 safe doors pays 10,000x your bet instantly. The round ends when respins run out or the grid fills completely, and all money values collected are paid out.

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Know your limits

What stays beyond your control

We believe in honesty: you deserve to know what's beyond prediction.

Bonus timing is random
When the bonus round triggers is entirely down to chance. You might see it on your first spin or go many rounds without landing that trigger.
Can RTP predict my result?
Your session result depends on the symbols that land, not on the RTP. The RTP tells you what the game returns over countless spins—not what happens in your next hour.
How rare is the top prize?
The maximum win of A$2,400,000 is a theoretical ceiling. It occurs extraordinarily rarely, and no pattern, bet size or session length brings it any closer.
Your long-run edge

Before and after you buy or activate the ante

RTP is the average payout over millions of spins. Each figure below applies only to its own condition: the standard game with Ante Bet engaged, or when you buy the bonus round.

  1. 1

    RTP 96.48% · Standard game or with ante

    Average return per A$100: A$96.48 · Casino edge per A$100: A$3.52

  2. 2

    RTP 96.44% · When you buy the bonus

    Average return per A$100: A$96.44 · Casino edge per A$100: A$3.56

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Paid features

Empty the Bank offers two ways to spend

Bonus buy feature
A$160 (x80)
Skip the wait and jump straight into the bonus round for A$160 at our example bet. This triggers the same respin round that normally requires landing the right symbols first.
What does the ante bet do?
A$2 → A$2.50
Raise your bet multiplier from its standard setting to A$2.50 per spin. The increased stakes mean your potential payouts scale up across the entire game.
Two ways to play

Want to see Empty the Bank without risking money?

No money, no results that count
You spin the reels without spending anything. Winnings stay in your demo wallet and cannot be withdrawn. This is how you learn what the symbols pay, when the bonus round starts, and how the grid grows during respins.
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When your spins carry real winnings
You place a real bet at Cobra Casino and play for actual money. Winnings go into your account and can be withdrawn. Every spin uses your balance, and the bonus round can deliver payouts up to A$20,000 at the top bet level.
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Empty the Bank Questions

Questions About Empty the Bank

How long can I play Empty the Bank in demo mode?
+
You can play the demo version as long as you like without placing real money or earning winnings. The demo shows you how the game works and what the symbols do, so you can get comfortable with it before you bet.
What if I buy the bonus round in Empty the Bank?
+
Buying the bonus costs 80 times your total bet and triggers the Empty the Bank Respin round immediately. When you buy the bonus, the RTP shifts to 96.44 percent, which differs from the standard game RTP of 96.48 percent.
Can I get big wins from Empty the Bank?
+
Empty the Bank is a high-volatility game, which means wins come less often and can be much bigger when they land. The game can pay up to 10,000 times your bet, so the potential for large payouts is there, though you'll also see longer stretches without a win.
Do I need a large bet to reach the maximum win in Empty the Bank?
+
Your bet size affects your maximum win proportionally. At the highest bet allowed, A$240, you could win up to A$2,400,000. Even smaller bets can produce substantial wins relative to what you stake.
Why does Empty the Bank let me bet different amounts?
+
Bet sizes range from A$0.20 to A$240 per spin, so you can choose what suits your bankroll and your play style. You can also add the Ante Bet option to increase your bet by 25 percent and change the RTP to 96.48 percent.
Empty the Bank and your limits

The moment to decide your limits

A high-volatility slot is entertainment, not income. These steps help you keep it that way.

Know your session spend
Set a budget for your session before the first spin. With Empty the Bank's high volatility, wins come less often and can be much bigger, so know exactly what you can afford to spend.
When the game ends
Decide in advance when you'll stop playing, whether you're ahead or behind. High-volatility games can tempt you to chase a big win; a stopping point protects you.
Account limits that work for you
Use your Cobra Casino account's deposit limits and loss limits to stay within your plan. These tools work automatically and help you keep control across all your play.
Empty the Bank: when to step away
Take a break or use the National Self-Exclusion Register (BetStop) if Empty the Bank stops feeling like fun. Gambling Help Online and Lifeline Australia are there when you need support.